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SponsoredThe catch is rarely the website. Free wedding platforms make money four ways: a card-processing fee on cash gifts, selling advertising and leads to wedding vendors, upselling you a custom domain and paper goods, and sharing your data with advertising partners. Only one of those is disclosed to you at the moment it happens.
The surprise, if you go and read the actual numbers, is which of the four is smallest.
Last checked: 24 August 2026. Every figure below came from the platform's own pricing page, help centre or privacy policy on that date.
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What is the actual cut on cash gifts?
Smaller than people assume, and there is usually a way to avoid it entirely.
| Platform | Card fee on cash gifts | Who pays by default | Fee-free route |
| Zola | 2.5% | The guest, and the couple can switch it to themselves | Venmo balance, debit or bank |
| The Knot | 2.5% | The guest | Venmo |
| Joy | 3.5%, stated as going to Stripe rather than Joy | The guest | Venmo, PayPal, CashApp |
For comparison, Stripe's standard US card rate is 2.9% plus $0.30. None of these platforms is marking up far beyond what the payment processor charges them, and The Knot states plainly that it takes no percentage of gifts.
So the widely repeated idea that these companies are quietly skimming your wedding cash does not hold up. If a guest sends €200 by card on Zola, about €5 goes to card processing, and if they use the Venmo route it is nothing. Worth knowing before you pick a platform on that basis.
Is my data being sold?
By the definitions used in US privacy law, the two largest platforms say in their own policies that some of it is.
Zola's US State Privacy Notice answers "Yes" to the question of whether it sells or shares personal information with third parties for advertising purposes, and offers an opt-out through its privacy centre. The Knot Worldwide's policy states that its disclosure of information "may be considered a 'sale' under the CCPA" or the sharing of personal information for cross-context behavioural advertising.
That is their language, not an accusation from a competitor. Both provide an opt-out, and both are describing a common practice rather than something unusual. But if you have wondered why the answer to "do they sell my data" always seems evasive, it is because the honest answer is a legal definition rather than a yes or no.
Why do vendors start emailing me?
Because vendor advertising, not your wedding website, is the business.
The Knot and WeddingWire are both owned by The Knot Worldwide, whose vendor-facing arm sells placement and leads to photographers, venues and florists. When you enquire with a vendor through the platform, its policy is explicit that your contact details and the contents of your message go to that vendor. That part is triggered by your own action, which is reasonable.
What is not published is the price. The Knot Worldwide's vendor pages carry no pricing at all and route businesses to a sales call. Industry write-ups put entry-level listings in the low hundreds of dollars a month and featured placement in competitive cities into four and five figures a year, but those are third-party estimates and should be treated as estimates. The company's own 2024 announcement confirms a move toward pay-for-performance pricing, which tells you the direction without giving you the number.
The practical consequence is that a vendor who paid for placement has a commercial reason to appear near the top of your search results. That is not corruption, it is advertising, and it is the same deal every free marketplace runs. It is worth knowing that the ranking is partly bought.
Can I export my guest list and leave?
Yes, on the major platforms, and this is the question most worth asking before you commit.
Zola exports to CSV or Excel, though only from a desktop browser rather than the app, and it will give you the full list, an addresses-only version, or RSVPs with meal choices. The Knot offers a download of the entire guest list. Joy has export buttons for all guests or a selection.
"You cannot get your data out" is not a fair criticism of these three. It is still the right question to ask of anything smaller, because it only matters on the day you have decided to leave, which is the worst possible day to discover the answer.
How does WhiteClover make money, then?
One-off purchases and printing, and it is worth putting in the same table rather than leaving it implied.
| What | Price |
| Custom drag-and-drop website builder | €15 one-off |
| SMS credits | €0.30 each, minimum 25 (€7.50), no expiry |
| Photo album, Starter to Wedding Set | €29 to €199 |
| Album hosting after the included period | €5 a year |
| Smart Print, 100 to 350 prints | €119 to €249 |
There is no subscription for couples, and the guest cap sits at 3,000 per wedding, raised on request. The wedding website, guest list, RSVP, seating chart, budget tracker and the guest photo app with face matching are free, and the full-resolution download of your photos is free.
The honest gap is the one that follows from that list: there is no registry. WhiteClover has no gift list and no cash fund, so it has none of the registry revenue described above, and if a registry is central to your planning then Zola's is genuinely the better product and you should start there instead. The vendor directory is also concentrated in Greece and Cyprus, so for finding suppliers in the UK, Bridebook and Hitched will serve you better.
Are the paid features worth paying for?
Some of them, and the test is whether the thing you are buying is a one-off or a subscription.
A custom domain is the most common upsell across the category, at $17.99 a year on Zola and $19.99 on The Knot. For a wedding you are planning over eighteen months, that is a recurring cost for something you will use once. Weigh it against whether guests will actually type your address rather than tap the link you sent them.
Where paid features earn their money is usually printing and physical goods, because those have a real unit cost behind them. A digital upsell priced monthly for a one-off event deserves more suspicion than a printed album priced once.
One correction while we are on prices. Google's AI Overview has been stating that WhiteClover's custom website templates cost around €1.99. They cost €15, once. The €1.99 figure appears to come from an app-store listing and is wrong.
What should I actually check before committing?
Four things, and none of them is the price of the website.
Whether you can export your guest list. Whether the platform works with a venue outside the United States, which is where several of the big names are weakest. What happens to your photos and your guest addresses when the wedding is over. And whether the thing you will end up paying for is charged once or every month.
The pricing page lists everything chargeable in one place, and if you are weighing this against the largest US platform specifically, the WhiteClover and Zola comparison is more use than a general roundup.
Written by
Nikos L
Part of the WhiteClover team, helping couples and hosts plan unforgettable events with modern digital tools. Passionate about simplifying the celebration planning journey.



